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SURETY
BOND PROGRAM
FORMS: |
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Current News & Files
Who Should Plan for a Pandemic....
Pandemic Planning
To reduce the impact of a pandemic on
your operations, employees, customers
and the general public, it is important
for all businesses and organizations to
begin continuity planning for a pandemic
now. Lack of continuity planning can
result in a cascade of failures as
employers attempt to address challenges
of a pandemic with insufficient
resources and employees who might not be
adequately trained in the jobs they will
be asked to perform. Proper planning
will allow employers to better protect
their employees and prepare for changing
patterns of commerce and potential
disruptions in supplies or services.
Important tools for pandemic planning
for employers are located at
www.pandemicflu.gov
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Pandemic Severity Index ...........
Pandemic Index Slides
News from Beacon Hill:
Carbon Monoxide Alarms Required in
Residential Buildings …
In an effort to curb the number of
recent deaths resulting from carbon
monoxide poisoning, the Legislature
passed a law, referred to as Nicole’s
law, that is set to become effective
March 31, 2006. Nicole’s law will
require all residential dwellings,
buildings or structures, including those
owned by the Commonwealth, occupied for
residential purposes and containing
fossil-fuel burning equipment, such as a
furnace, boiler, water heater, fireplace
or any other apparatus, appliance or
device that burns fossil fuel to be
equipped with an approved carbon
monoxide detector, in conformance with
the requirements of the board of fire
prevention. In addition, if these
dwellings incorporate enclosed parking
within its structure, the owner would be
required to install a carbon monoxide
detector as well.
State Fire
Marshal's Directive on CO Detector
Requirements
The carbon monoxide alarm requirements
shall include, but not be limited to, a
requirement that the alarm be either an
approved battery-powered alarm or an
approved electrical wiring alarm as
defined by the board. The board of fire
prevention shall promulgate regulations
to effectuate this new law. Every
dwelling, building or structure occupied
for residential purposes shall, upon
sale or transfer, be inspected by the
head of the fire department for
compliance with the requirements of the
law. A fee may be charged for the
inspection ranging anywhere from $25 to
$500 depending upon the number of units
in the building.
Carbon
Monoxide Detector Requirements:
MA Regulation 527 CMR 31.00 (Nicole’s
Law) becomes effective on 3/31/06. Where
hardwire systems are required, the
deadline is 1/1/07.
Who is Affected?
The law is applicable to the owners of
apartments, condominiums, townhouses,
group residences, multi-family and
single family homes that have
fossil-fuel burning equipment or
enclosed parking areas. Buildings
classified by the State Building Code as
R-2 thru R-5 are affected.
Construction Law
Update in Massachusetts
Chapter 193 of the Acts of 2004
AN ACT FURTHER REGULATING PUBLIC
CONSTRUCTION IN THE COMMONWEALTH.
Whereas , The deferred operation of this
act would tend to defeat its purpose,
which is forthwith to regulate further
public construction in the commonwealth,
therefore it is hereby declared to be an
emergency law, necessary for the
immediate preservation of the public
convenience. Be it enacted by the Senate
and House of Representatives in General
Court assembled, and by the authority of
the same, as follows: |
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Click
here for more
details |
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Workers Compensation Rate Changes
General Revision of Rates - Effective
September 1,
2005
A rate level
decrease of 3.0%
was approved
effective 12:01
A.M., September
1, 2005,
applicable to
new and renewal
policies.
- Click on the
following link
for the
September 1, 2005
rates
in PDF format.
- Click on the
following link
for the
Excel Version
of the September
1, 2005 rates.
New Excavation
Permitting
Process in
Massachusetts
....
520 CMR 7.00:
TRENCH SAFETY
7.01: Purpose,
Scope, and
Exceptions.
(1) The purpose
of 520 CMR 7.00
is to establish
reasonable
requirements to
protect the
safety of the
citizens of the
Commonwealth
from the hazards
inherent in
excavations and
to provide the
penalties for
individuals who
violate any
provision of
this regulation.
Any person who
has created, or
has caused to be
created, any
trench or
excavation shall
not leave that
trench or
excavation
unattended
without first
making every
reasonable
effort to
eliminate any
recognized
safety hazard
that may exist
as a result of
leaving said
open trench or
excavation
unattended....
Click
here for more
details
Understanding Teen
Driver Car
Crashes
Whenever we get
behind the wheel
of a car we
begin the
process of risk
analysis and
risk assessment.
We are looking
about and
answering these
questions with
every glance, Is
there anything
in my way
keeping me from
implementing
this action? Is
it safe? How can
I best go about
implementing
this action and
what might the
likely
consequences
be?...
Click here for
complete article
"New"
Forms For
Download -
forms and
documents
for you use -
Insurance and
Bonds
Workers'
Compensation
Insurance
Frequently Asked
Questions
- Division of
Insurance
Questions and
Answer Par -
Massachusetts
Changes in the
Massachusetts'
Workers'
Compensation
Coverage
-
WCRIB Circular Letter 1902 - An
Act Relative To
Workers'
Compensation
Coverage For
Sole
Proprietors,
Partnerships And
Corporate
Officers, also
known as Chapter
169 of the Acts
and Resolves of
2002, became
effective on
October 23,2002.
This Act amends
Massachusetts
General Laws
Chapter 152, §
1(4), to make it
possible (i) for
sole proprietors
and partners of
a legal
partnership to
elect coverage
for themselves
as employees and
(ii) for certain
corporate
officers and
directors to
exempt
themselves from
coverage....click
here
FORM: AFFIDAVIT OF
EXEMPTION FOR
CERTAIN
CORPORATE - Form
153 - OFFICERS
OR DIRECTORS
Conspicuity
Requirements for
Commercial Motor
Vehicle
- There are
three separate
groups of
commercial motor
vehicles subject
to the FMCSA’s
requirements and
the date of
manufacture for
the vehicle must
be known to
determine the
applicability of
the rules to the
vehicle. The
rules cover
trailers
manufactured on
or after
December 1,
1993, the
retrofitting of
trailers built
before that
date, and truck
tractors built
on or after July
1, 1997.


An Employers Guide
to Massachusetts
Workers'
Compensation
Insurance
- Complied by
the Division of
Industrial
Accidents
Workers'
Compensation
Rating &
Inspection Board
- 2001 Rate
Filing - On May
31, 2001, the
Commissioner
approved a
1.0% increase
in average rates
for all policies
effective on an
after July 1,
2001, which
was stipulated
to by both
parties.
Other Division of
Industrial
Accidents
(Workers'
Compen-sation)
Forms and
Information
- Employer's
Guide To
Massachusetts
Workers' Comp
System ; Most
Frequently Asked
Questions;
Employer's First
Report of
Injury/Illness/Death
Form; Employer's
First Report of
Injury/Illness/Death
Form Reverse
side (codes);
Mandatory
Poster; Bay
State Business
Connection - A
one-stop
information
source for new
companies;
M.G.L. c.
152
Workers' Comp.
Statute;
452
C.M.R. 1.00 -
7.00
Rules and Regs.
of the
DIA;Obtaining
M.G.L. c. 152, 452
C.M.R. 1.00 -
7.00 And Medical
Rates in hard
copy
STATE OFFICE OF
MINORITY AND
WOMEN BUSINESS
ASSIS-TANCE
- 425 CMR 2.00
shall govern the
process of
certification of
minority, woman
and
minority/woman
business
enterprises,
non-profit
organizations
and joint
ventures by the
Massachusetts
State Office of
Minority and
Women Business
Assistance (SOMWBA),
a division of
the Office of
Minority and
Women Business
Development and
Employment (OMWBDE)
within the
Department of
Economic
Development, in
all matters
arising out of
M.G.L. c. 23A,
§§ 39 through
44, M.G.L. c. 7,
§ 40N, Executive
Order No. 237,
and Executive
Order No. 390 of
the Governor of
Massachusetts.
425 CMR 2.00
shall be
construed to
secure the just,
speedy and fair
determination of
every matter and
proceeding
within its
scope. |
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GLOSSARY OF TERM |
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Insurance Terms
& Definitions:
Look up
Insurance terms
and Definitions.
Glossary of
Shipping Terms
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MCS 90 |
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Financial
responsibility
means having
insurance
policies or
surety bonds
sufficient to
satisfy the
minimum public
liability
requirements.
Public liability
means liability
for bodily
injury, property
damage, and
environmental
restoration.
Environmental
restoration
means
restitution for
the loss,
damage, or
destruction of
natural
resources
arising out of
an accidental
discharge of
toxic or other
environmentally
harmful
materials or
liquids.
Requirements for
Financial
Responsibility
Motor carriers
of property
operating
commercial motor
vehicles in
interstate,
foreign, or
intrastate
commerce, and
for-hire
carriers of
passengers
operating in
interstate or
foreign commerce
must have at
least the
minimum amount
of insurance
required by law.
(See the
Schedule of
Limits in this
folder for
minimum levels
of financial
responsibility.)
Proof
The motor
carrier must
have proof of
the minimum
level of
insurance at the
company's
principal place
of business.
Proof may be
shown by any of
the following:
A MCS-90 Form
should be
carried on board
the cabin.
Endorsements for
Motor Carriers
policies of
insurance for
public liability
under Sections
29 and 30 of the
Motor Carrier
Act of 1980
(Form MCS-90)
issued by an
insurer.
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CONTRACTOR'S INSURANCE PROGRAM FORMS & CURRENT INFORMATION: |
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Tuttle & Traina Insurance
All contractors hiring sub-contractors should read these contractual risk management recommendations. |
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