Tuttle & Traina Insurance Agency, Inc.

Surety & Insurance Services

Richard C. Traina

William B. Tuttle

Thomas D. Moylan

Raoul Cormier

44 Main Street, Post Office Box 489, Sterling, MA 01564
Phone: (978) 422-7700    Fax: (978) 422-8106

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HOMEOWNERS INSURANCE INFORMATION SHEETS

Test your detector and change the batteries.

Homeowners and tenant (renters) policies cover most accidents and damage to your home or personal property or both. These HO series policies cover losses unless a loss is specifically excluded from coverage. Typical exclusions include flood, war nuclear accident, riot, and earthquake.

Homeowners and renters may include coverage's such as: refrigerated food spoilage, sewer and drain back up, clean-up of fallen trees or branches, increased cost of construction due to building ordinance, personal injury (as opposed to bodily injury), personal computers, personal property replacement cost and dwelling replacement cost.

These policies also include personal liability, medical payments to third parties, payments for loss of use of your residence, and coverage for other structures.

To obtain a quote for your homeowners or renters policy fill in the following:
All Fields Required

Name:

Address:

 E-Mail Address:

Your Date of BirthOccupation

Spouse's Date of Birth Occupation

Coverage Information:

  1. Residence coverage amount
  2. Other structures
  3. Personal property
  4. Loss of use
  5. Personal Liability
  6. Medical payments
  7. Deductible
  8. Replacement cost on property?Replacement cost on dwelling?


Rating Information:

          Single family dwelling? If no, how many family:

           What year was the home built:; Year of last update:

           For homes over 30 years old: 

           check if any of these have been updated:  plumbing electric heat roof

           Distance to fire hydrant:feet

           Distance to fire station: miles

           Smoke detectors? Fire Extinguisher

          Central station reporting alarm?

           Deadbolt locks on exterior doors?

           Business conducted in home?

           Swimming pool If yes, diving board?

          Woodstove?

           Dog? If yes, breed

Do you have any scheduled personal property (Jewelry, Silver, Fine Arts, Firearms, firs, Collections ):